![]() ![]() Here are some common types of car insurance: Other types of car insurance can cover those issues. For example, it doesn’t pay to repair your own vehicle or replace your car if a thief steals it. Liability insurance doesn’t cover everything. It does not cover your own injuries or damage to your vehicle. Remember, liability insurance pays others. $100,000 for property damage per accident.$300,000 for bodily injury to more than one person per accident.$100,000 for bodily injury to one per person per accident.Liability limits of at least 100/300/100 are much better, and you may want even higher limits if you have a lot to lose in a car accident lawsuit. 5 = $5,000 of property damage coverage per accident.30 = $30,000 of bodily injury/death coverage to more than one person per accident.15 = $15,000 of bodily injury/death coverage for one person per accident.The first two numbers are for bodily injury coverage and the third number is property damage coverage. For example, you might see it written as 15/30/5. Liability car insurance limits are typically shown as a series of three numbers. Most states require a minimum level of liability coverage, but it’s usually not enough to properly protect you if you’re in a crash. ![]() Liability car insurance has coverage limits, which is the maximum that your insurer will pay out for bodily injury and/or property damage to others if you are at fault in a car accident.
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